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Bad Credit Homeowners Can Get 50k Personal Loans From Non-bank Lenders

Monday, March 3, 2014

If you are a homeowner with bad credit, here are five tips, from A to E, that could help you land a $50,000 bad credit personal loan from non-bank lenders. It may seem like a formidable amount, but there are lenders to help you with your financial solution.

TIP A: Using Non-Traditional Lenders

Steer away from the traditional brick and mortar financial institutions such as banks and credit unions. They have tightened their credit standards and are not like to lend to bad credit borrowers even if the borrower is a homeowner. Your best bet is to target private lenders who have stepped in to fill the void. These lenders usually work online, or on the internet. Many folks have bad credit scores; banks will not lend to them; private lenders will. There are plenty of them, but more on that later.

TIP B: Checking Lenders

Before you go applying for loans, you need to check each prospective lender. Find at least five. Your first step should be to check each with the online records of the Better Business Bureau. You will find BBB ratings and even customer feedback regarding the business and how they were treated. Choose lenders with a score of B or above. You could also check online borrower forums to find loans and businesses and how users dealt with them.

TIP C: Finding the Right Loan

If you do not want to put your home up as collateral, you will be searching for an unsecured bad credit loan. These may be a little harder to secure, especially in amounts above $10,000. If putting your home up is no problem, you will be searching for a secured bad credit personal loan. With your house as collateral, your loan amount could easily reach $10,000 or more. The downside? If you default on your loan you could lose your home.

TIP D: Getting a Co-Signer

To really solidify your chances of landing a substantial bad credit personal loan, have a co-signer. If your co-signer has a better credit score than yourself and has a good income, your chances of landing the loan are increased substantially. Lenders will also be looking at your debt to income ratio, as well as your cosigners. They want to see that you have enough income left over every month to make loan payments.

TIP E: Shopping Smartly

You will be surprised how many lenders you will find on the internet. Just point your browser to: Personal Loan. Scores of lenders will pop up. You will be able to shop among them, choosing those with the lowest rates and the most comfortable repayment terms. You would make a smart move by pulling up one of the free online loan calculators to figure total costs including interest rates, fees, etc.

Once You Get Your Bad Credit Personal Homeowner Loan

Use the loan wisely. Whatever you do, pay back the loan as stipulated in the contract. Do not stiff your cosigner if you have one – bad blood. Paying back a substantial loan will reflect well on your credit record and pave the way for substantial loans in the future.

65 comments

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  19. Do not use all of these Private Money Lender here, there are not legitimate and if they have a free email account tag i.e. yahoo, gmail, hotmail, live etc then they are not legitimate. If they have telephone number with international dialing codes from Nigeria, India, UK, Singapore and France then you have to beware. A legitimate company would have a genuine website, personalized email address/account and based in the country they claim they are. I would recommend anyone looking a a serious/honest loan lender to visit: DAVID HERLEY FINANCE HOME BASED IN THE USA and their reputation speaks louder than others in the industry when it come to obtaining all kinds of loan, mortgage, debt consolidation and Real Estate Loans. Their full website information and contact details are tel no: +1 (321)-323-1809, Website: www.dherleyfinancehome.net or Email: loans@dherleyfinancehome.net located in Orlando, Florida. USA. Skype: dherleyfinance

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  32. MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
    My name is Dorene Zeller, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email:dennishopkins_financehome@live.com or http://www.dennishopkinsfinancehome.com/ or dennishopkins69@yahoo.com or Tel: USA +12404374240 Skype ID:roger.n.william Tel:UK+447509546091.He is a trust worthy man.

    ReplyDelete



  33. MY TESTIMONY FROM A LEGITIMATE MONEY LENDER
    My name is Dorene Zeller, I am from United State. Have you been looking for a loan?Do you need an urgent personal or business loan?contact Dennis Hopkins Finance Home he help me with a loan of $300.000 some days ago after been scammed of $2500 from a woman claiming to been a loan lender but i thank God today that i got my loan worth $300.000.Feel free to contact the company for a genuine financial service. Email:dennishopkins_financehome@live.com or http://www.dennishopkinsfinancehome.com/ or dennishopkins69@yahoo.com or Tel: USA +12404374240 Skype ID:roger.n.william Tel:UK+447509546091.He is a trust worthy man.

    ReplyDelete
  34. if you need a loan of any kind, or financial assistance let me know, if you need Christmas loan or money to buy a car, let me know. i offer all kinds of loan contact me now via email as johnlutherloanfirm1@outlook.com and i will give you a loan
    thanks.

    ReplyDelete

  35. Recently I was involved in a scam with a company pretending to be a loan company that went in search of a lender that would lend money to people with bad credit. To make a really long story short I was naive and ended up wiring a total of $13000.00 to Nigeria,Ghana,Malaysia and Singapore.The worst part of this whole thing is that I did my research like I was supposed to, the company was listed in the phone book in MA, and I also checked them out!!! Everything checked out fine and when the money never came in the company said that they were going to refund my money and when the money never came in I tried to call the company and the recording now says Thank you Goodbye and hangs up on you. I was Lucky to get in Contact with Dennis Hopkins Finance Home that offered me a loan of $500.000. i will refer anyone in need of financial Help to http://www.dennishopkinsfinancehome.com/ or dennishopkins_financehome@live.com. Tel: USA +12404374240 Tel:UK +44750954609 Skype Id:roger.n.william I had a wonderful experience with them. Dennis Hopkins Finance Home is a legitimate Money Lender

    ReplyDelete
  36. AFFORDABLE LOAN NOW AVAILABLE @ ICC Mortgage And financial Services, Is a sincere and certified private Loan company approved by the Government, we give out international and local loans to all countries in the world,Amount given out $2,500 to $100,000,000 Dollars, Euro and Pounds.

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    ReplyDelete
  37. Hello my name is Mr.Li Wang Huateng a photographer and a Art/craft personal i just want to extend my gratitude to Mrs.Pat Rodriguez Loan Firm for their sincere support and how i got Loan money assistance from her Loan Firm to build my photograph and Art/craft Company over here in Manassas Virginia , before now i have contacted so many fake impersonators who also claim authenticity in this platform, but i was fooled until i came across Mrs.Pat Rodriguez on the internet and i contacted her, immediately she approved my loan in less than 5 Bank working days at the flat rate of 2% and today i am glade i did. So i will want to use this medium to advice the general public to beware and if you care you can contact Mrs.Pat Rodriguez Via her Official contact :patrodriguezloanfirm@gmail.com
    Skype ID: Mrs.Pat Rodriguez Loan Firm•©.

    ReplyDelete
  38. HOW I GOT MY LOAN FROM DR PURVA PIUS LOAN FINANCE (urgentloan22@gmail.com)

    Hello Everybody,
    My name is Mrs Sharon Sim. I live in Singapore and i am a happy woman today? and i told my self that any lender that rescue my family from our poor situation, i will refer any person that is looking for loan to him, he gave me happiness to me and my family, i was in need of a loan of S$250,000.00 to start my life all over as i am a single mother with 3 kids I met this honest and GOD fearing man loan lender that help me with a loan of S$250,000.00 SG. Dollar, he is a GOD fearing man, if you are in need of loan and you will pay back the loan please contact him tell him that is Mrs Sharon, that refer you to him. contact Dr Purva Pius,via email:(urgentloan22@gmail.com) Thank you.

    LOAN APPLICATION FORM:
    =================
    Full Name:................
    Loan Amount Needed:.
    Purpose of loan:.......
    Loan Duration:..
    Gender:.............
    Marital status:....
    Location:..........
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    Country:......
    Phone:..........
    Mobile / Cell:....
    Occupation:......
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    Contact Us At :urgentloan22@gmail.com

    ReplyDelete
  39. Hi everyone,I'm Gary Fisher by name and i will love to share my testimony to everyone on this forum!because i never taught my girlfriend will ever come back to me. for no reason she left me 4 weeks to our weeding for another man.she never returned any of my calls,deleted and blocked me on her Facebook. she changed her Facebook status from married to Single and moved out of her apartment. when i went to her place of work,she told her boss that she never want to see me and that left heartbroken...i lost my job as a result of this because i cant get myself anymore,my life was upside down and everything did not go smooth with my life…I tried all i could do to have her back but none worked out until i met a Man whom i Traveled back from Africa with to the states,while returning form my self Holiday of trying to get over her. we sat close to each other as we were chatting about relationship,I told him my problem and all have passed through in getting her back and how i lost my job…he told me he will help me…i don’t believe that in the first,but he swore he will help me out and he told me the reason why my girlfriend left me and also told me some hidden secrets.i was amazed when he said he will cast a spell for me and i will see the results in the next couple of days..the following day i called him when i got home and will made arrangements after which he bought all the materials needed for the spells,he said am gonna see positive results in the next 2 days that is Thursday… My girlfriend called me at exactly 12:41am on Thursday and apologies for all she had done..she said,she never knew what she’s doing and her sudden behavior was not intentional,she promised not to do that again.it was like am dreaming when i heard that from her and when we ended the call,i called the man and told him my wife called and he said i haven’t seen anything yet… he said i will also get my job back in 3 days time..and when its Sunday,they called me at my place of work that i should resume working on Monday and they gonna compensate me for the time limit have spent at home without working..My life is back into shape,i have my girlfriend back and we are happily married now with kid and i have my job back too.This man is really powerful..if we have up to 20 people like him in the world,the world would have been a better place..he has also helped many of my friends to solve many problems and they are all happy now..Am posting this to the forum for anybody that is interested in meeting this man for help.you can email him on: ewanherbalmagic@gmail.com OR text and call him on +1(562)372-0292

    ReplyDelete
  40. DIRECT SERVICE ONLINE FIRM
    HEAD OFFICE---Richmond Road,Worthing, United Kingdom
    EMAIL--[directserviceonlinefirm@gmail.com]
    ---------------------------------------------------------------------------
    We give out loans from the range of $1,000 to $90,000,000.at an interest
    of 2% Interest rate.

    We offer the following kinds of loans to our clients----

    *Investors Loans
    *Debt Consolidation
    *Business Loans
    *Personal Loans
    *InternationLoans

    Interested clients should please fill our form below-

    NAME--------------
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    AMOUNT OF LOAN NEEDED-------
    PURPOSE OF LOAN ------------
    SCAN AND ATTACH YOUR IDENTITY CARD--
    OFFICE/HOME PHONE NUMBER-----------
    GENDER---------------------------

    Our company mailing contact box is
    via- [directserviceonlinefirm@gmail.com]

    ROSE WILLIAMS
    EMAIL--[directserviceonlinefirm@gmail.com]
    DIRECT SERVICE ONLINE FIRM

    ReplyDelete
  41. DO YOU NEED A LOAN?

    Are you a business man or woman? Are you in a financial mess or do You need funds to start your own business? Need to pay loans Their Debt or pay off your bills or start a nice business? Do you have a low credit score and you will find it hard to get Capital loan from local banks / other financial institutions? You need one Loan or funding for any reason such as:Email: hartgoldloancompany@gmail.com

    a) Personal Loan, Business Expansion,
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    Hart Gold

    ReplyDelete

  42. My name is Mrs Loyd Breanna a citizen of USA. i have been scammed by 6 different Internet international lender, they all promise to give me a loan after making me pay several fees which yield nothing and amounted to no positive result. i lost my hard earn money and it was a total of 10,000USD. One day as i was browsing through the internet with tears on my eye i came across a testimony of man who was also scammed and eventually got linked to a legit loan company called JANES PEDRO Loan Company where he finally got his loan, so i decided to contact the same loan company and then told them my story on how i have been scammed by 6 different lenders who did nothing but to course me more pain. I explain to the company by mail and all they told me was to cry no more because i will get my loan in their company and also i have made the right choice of contacting them. i filled the loan application form and proceeded with all that was requested of me and I was given a loan amount of $78,000 Dollars by this great Company (JANES PEDRO LOAN COMPANY} managed by Mr.JANES PEDRO and here i am today happy because JANES PEDRO LOAN FIRM has given me a loan so i made a vow to my self that i will keep testifying on the internet on how i got my loan. Do you need a loan urgently kindly and quickly contact JANES PEDRO Loan Company now for your loan via email: jp_loanfirm@hotmail.com

    Thank You All For Your Understanding,

    Mrs Loyd Breanna

    ReplyDelete
  43. Today we don't think twice before committing ourselves to indebtedness. The personal loan schemes are quite promising today, no doubt. But we need to be extra careful.



    debt consolidation

    ReplyDelete
  44. I’m Jennifer Raff by name. I live in USA, i want to use this medium to alert all loan seekers to be very careful because there are scammers everywhere.Few months ago I was financially strained, and due to my desperation I was scammed by several online lenders. I had almost lost hope until a friend of mine referred me to a very reliable lender called Mr.Larry Scott who lend me an unsecured loan of $85,000 under 2hours without any stress. If you are in need of any kind of loan just contact him now via: scottlarry816@gmail.com I‘m using this medium to alert all loan seekers because of the hell I passed through in the hands of those fraudulent lenders. And I don’t wish even my enemy to pass through such hell that I passed through in the hands of those fraudulent online lenders,i will also want you to help me pass this information to others who are also in need of a loan once you have also receive your loan from Mr.Larry Scott i pray that God should give him long life.

    God bless him forever.

    Jennifer Raff

    ReplyDelete
  45. HOW I GOT MY LOAN FROM THIS GREAT COMPANY

    Hello my dear people , I am Anita Frank, currently living in New jersey city, USA. I am a widow at the moment with three kids and i was stuck in a financial situation in April 2015 and i needed to refinance and pay my bills. I tried seeking loans from various loan firms both private and corporate but never with success, and most banks declined my credit ,do not full prey to those hoodlums at there that call them self money lender they are all scam , all they want is your money and you well not hear from them again they have done it to me twice before I met Mr. Wilson Edwards the most interesting part of it is that my loan was transfer to me within 74hours so I will advice you to contact Mr. Edwards if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email……… (wilsonedwardsloancompany@gmail.com) No credit check, no co signer with just 2% interest rate and better repayment plans and schedule if you must contact any firm with reference to securing a loan without collateral then contact Mr. Wilson Edwards today for your loan
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)
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    They offer loan like
    Home loan............., Business loan........ Debt loan .......
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    Email..........(wilsonedwardsloancompany@gmail.com )
    When it comes to financial crisis and loan then Wilson Edwards loan financial is the place to go please just tell him I Mrs. Anita Frank direct you Good Luck.......................

    ReplyDelete
  46. Welcome To Dr. Powell Garcia Loan Service…
    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans, Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

    ReplyDelete
  47. We are direct providers of fresh cut bg, sblc, mtn, bonds and cds which we have specifically for lease. we do not have any broker chain in this offer or get involved in chauffer driven offers. you are at liberty to engage our leased instruments into trade programs as well as in other project(s) such as aviation, agriculture, petroleum, telecommunication, construction of dams, bridges and any other project(s) etc you can use these bank instruments for private placement platforms, commercial loan, business loans, credit lines and much more.


    For further details contact us with the below information....

    Contact : Mr. Wong Man
    Email: reliablemandate@gmail.com
    Skype ID: reliablemandate

    ReplyDelete
  48. Thank you for sharing such great information. It was very informative and has help me in finding out more detail about Personal Loan!

    ReplyDelete
  49. Welcome To Dr. Powell Garcia Loan Service…
    Are you a business man or woman? Are you in any financial mess or do you need funds to start up your own business? Do you need a loan to start a nice Small Scale and medium business? Do you have a low credit score and you are finding it hard to obtain capital loan from local banks and other financial institutes?.

    Our loans Are well insured for maximum security is our priority, Our leading goal is to help you get the service you deserve, Our program is the quickest way to get what you need in a snap. Reduce your payments to ease the strain on your monthly expenses. Gain flexibility with which you can use for any purpose – from vacations, to education, to unique purchases

    We offer a wide range of financial services which includes: Business Planning, Commercial and Development Finance, Properties and Mortgages, Debt Consolidation Loans, Business Loans, Private loans,car loans, hotel loans, student loans, personal loans Home Refinancing Loans with low interest rate @2% per annul for individuals, companies and corporate bodies. Get the best for your family and own your dream home as well with our General Loan scheme.

    Interested applicants should Contact us via email: (dr.powellgarcialoans@gmail.com)

    ReplyDelete
  50. Pretty article! I found some useful information in your blog, it was awesome to read, thanks for sharing this great content to my vision, keep sharing.
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  51. Do you need Financial Assistance?
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    We give out loan with an Interest rate of 1.00%

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    Kindly write us back with the loan information;
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    Yours Sincerely,
    Mrs. Ceren Kelly
    pergocf@fastservice.com

    We look forward to hear from you ASAP.

    ReplyDelete
  52. Dear Customer Are you looking tired of loans and mortgages, have They were constantly turned down by your banks and other financial institutions, we offer any form loans to individuals and corporate bodies at low Interest you rate.If are interested in a Loan, do not hesitate to contact us today, we promise offer the best services ever.Just enter usury because a trial will convince you.What are your financial needs?You need a business loan?You need a personal loan?Do you want to buy a car?Do you want to refinance?Do you need a mortgage?You need a huge capital from start your Business proposal or expansion? Have you lost hope and They think there is no way out, and your financial Loads still exists?Apply today with the below Email Address:
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  53. Dear Customer Are you looking tired of loans and mortgages, have They were constantly turned down by your banks and other financial institutions, we offer any form loans to individuals and corporate bodies at low Interest you rate.If are interested in a Loan, do not hesitate to contact us today, we promise offer the best services ever.Just enter usury because a trial will convince you.What are your financial needs?You need a business loan?You need a personal loan?Do you want to buy a car?Do you want to refinance?Do you need a mortgage?You need a huge capital from start your Business proposal or expansion? Have you lost hope and They think there is no way out, and your financial Loads still exists?Apply today with the below Email Address:
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  54. Dear Customer Are you looking tired of loans and mortgages, have They were constantly turned down by your banks and other financial institutions, we offer any form loans to individuals and corporate bodies at low Interest you rate.If are interested in a Loan, do not hesitate to contact us today, we promise offer the best services ever.Just enter usury because a trial will convince you.What are your financial needs?You need a business loan?You need a personal loan?Do you want to buy a car?Do you want to refinance?Do you need a mortgage?You need a huge capital from start your Business proposal or expansion? Have you lost hope and They think there is no way out, and your financial Loads still exists?Apply today with the below Email Address:
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    Government Approved.......Fast Cash Loans Urgent

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  55. Dear Customer Are you looking tired of loans and mortgages, have They were constantly turned down by your banks and other financial institutions, we offer any form loans to individuals and corporate bodies at low Interest you rate.If are interested in a Loan, do not hesitate to contact us today, we promise offer the best services ever.Just enter usury because a trial will convince you.What are your financial needs?You need a business loan?You need a personal loan?Do you want to buy a car?Do you want to refinance?Do you need a mortgage?You need a huge capital from start your Business proposal or expansion? Have you lost hope and They think there is no way out, and your financial Loads still exists?Apply today with the below Email Address:
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  56. Hello,

    My name is David Floyd. I live in USA Florida and i am a happy man today? I told my self that any Loan lender that could give me a loan to buy a house, i will refer loan seekers to Them.

    If you are in need of loan and you are 100% sure to pay back the loan please contact them, They are Europeans helping loan seekers get loan with easy steps, please tell them that Mr, David referred you to them.

    contact via E_mail: euroniceloancompany@gmail.com

    ReplyDelete
  57. Hello

    You need a genuine loan?

    Apply for quick and convenient loan to pay bills and to start a new finance on your projects at the lowest interest rate of 3%. Contact us today via: Chrisrichardloanfirm@gmail.com

    Thank you

    Mr Chris Richard

    ReplyDelete
  58. Do you need Financial Assistance?
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  59. Do you need Financial Assistance?
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    Please contact us for your secure and unsecured Loan at an Interest rate of 1.00%,Interested applicants should Contact us via email: pergocf@fastservice.com

    ReplyDelete
  60. Dear Sir,

    We are direct providers of Fresh Cut BG, SBLC and MTN which are specifically for lease/sales, our bank instrument can be engage in PPP Trading, Discounting, signature project(s) such as Aviation, Agriculture, Petroleum, Telecommunication, construction of Dams, Bridges, Real Estate and all kind of projects. We do not have any broker chain in our offer or get involved in chauffeur driven offers.

    We deliver with time and precision as sethforth in the agreement. Our terms and Conditions are reasonable, below is our instrument description.

    The procedure is very simple; the instrument will be reserved on euro clear to be verified by your bank, after verification an arrangement will be made for necessary bank documents and stock testing expenses, the cost of the Bank Guarantee will be paid after the delivery of the MT760,
    Description OF INSTRUMENTS:

    1. Instrument: Bank Guarantee (BG/SBLC)
    2. Total Face Value: Eur/USD 5M MIN and Eur/USD 10B MAX (Ten Billion EURO/USD).
    3. Issuing Bank: HSBC Bank London, Credit Suisse and Deutsche Bank Frankfurt.
    4. Age: One Year, One Month
    5. Leasing Price: 6% of Face Value plus 2% commission fees to brokers.
    6. Delivery: Bank to Bank swift.
    7. Payment: MT-103 or MT760
    8. Hard Copy: Bonded Courier within 7 banking days.

    We are ready to close leasing/purchasing with any interested client in few banking days, if interested do not hesitate to contact me.(WE MOVE FIRST)

    Regards,

    Robert Francis
    Skype :robfrancis7
    +447031956543
    robertfrancis767@gmail.com

    ReplyDelete
  61. We have a direct genuine provider for BG/SBLC specifically for lease, at leasing price of 4+2 of face value, Issuance by HSBC London/Hong Kong or any other AA rated Bank in Europe, Middle East or USA.

    Contact : Mr. Johnson Hatton
    Email:johnsonhatton@gmail.com
    Skype ID: johnson.hatton007

    Intermediaries/Consultants/Brokers are welcome to bring their clients and are 100% protected. In complete confidence, we will work together for the benefits of all parties involved.

    All inquires to Mr. Johnson Hatton should include the following minimum information so I can quickly address your needs:

    Complete contact information:
    What exactly do you need?
    How long do you need it for?
    Are you a principal borrower or a broker?

    Contact me for more details.

    Johnson Hatton

    ReplyDelete
  62. DO YOU NEED A LOAN TO START A BEFITTING NEW YEAR!!!!!!

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    DO YOU NEED 100% FINANCE? we give out loans with an affordable interest rate of 2%
    EZRA SEBASTIAN LOAN HOME, (ezrasebastianloans@gmail.com) aims is to provide Excellent Professional Financial Services.

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    NOTE:Bear in mind that it will only take less than 48 Hours to process your file is 100% Guaranteed no matter your Credit Score.

    Yours Sincerely,
    Dr. Ezra Sebastian

    We look forward to hear from you ASAP

    ReplyDelete
  63. Dear Sir,

    Are you having one or two difficulties from other financial instrument lender? I want you to take a chance with us you will never regret your partnership with our firm.We have direct and efficient providers.

    I am the sole (Direct) mandate to several genuine efficient providers for lease/sales BG/ SBLC and other financial instruments, at reasonable prices, Issuance by top AAA rated Bank in Europe.Presently, we focus on BG/SBLC for Lease and Sale transactions, However, our Lease BG/SBLC/MTN is 6+2% and Sale at 32+2%.

    Should you find this interesting and acceptable? Kindly, contact us and we shall review and respond with DOA within 48hrs maximum.

    Please request for full procedure details if interested.(WE MOVE FIRST)

    For further inquiry contact:

    Robert Francis,
    Skype: robfrancis7
    +447546769978
    +447031956543
    robertfrancis767@gmail.com

    ReplyDelete

 

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